UK stamp duty calculator 2026
Work out SDLT on a home in England or Northern Ireland — including first-time buyer relief and the additional-property surcharge.
Stamp Duty Land Tax
£7,500
2.14% of £350,000
| Portion | Rate | Tax |
|---|---|---|
| £0 – £125,000 | 0% | £0 |
| £125,000 – £250,000 | 2% | £2,500 |
| £250,000 – £350,000 | 5% | £5,000 |
England & Northern Ireland SDLT only. Scotland uses LBTT and Wales uses LTT. Check GOV.UK.
SDLT at common prices
| Price | Only home | First-time buyer | Additional property |
|---|---|---|---|
| £250,000 | £2,500 | £0 | £15,000 |
| £300,000 | £5,000 | £0 | £20,000 |
| £350,000 | £7,500 | £2,500 | £25,000 |
| £400,000 | £10,000 | £5,000 | £30,000 |
| £500,000 | £15,000 | £10,000 | £40,000 |
| £750,000 | £27,500 | £27,500 | £65,000 |
Check your net salary first: UK take-home pay calculator →
FAQs
- How much stamp duty on a £400,000 house?
- £10,000 at standard residential rates. A qualifying first-time buyer pays £5,000. An additional property costs £30,000 (5% surcharge on every band).
- What is first-time buyer relief in 2026?
- No SDLT on the first £300,000, then 5% up to £500,000. Relief is withdrawn entirely if the price is over £500,000.
- Does this cover Scotland and Wales?
- No. This tool is Stamp Duty Land Tax for England and Northern Ireland. Scotland uses LBTT and Wales uses LTT — different bands.