How much is take-home on a £30,000 salary in 2026/27?

About £25,120 a year (£2,093 a month) in England, Wales or NI with tax code 1257L, no student loan and no pension. Scotland is slightly different.

Does this include Plan 5 student loans?

Yes. Plan 5 repayments started in April 2026 at 9% above £25,000. Pick Plan 5 in the calculator. Postgraduate loans are an extra 6% above £21,000.

Is this official HMRC payroll?

No. It uses published 2026/27 rates for a standard category A employee. Company benefits, tax codes other than 1257L and Scottish Advanced/Top edge cases can differ.

Where can I compare this to UK jobs?

Open /uk/corpjobs for partner listings with salary and location when available, or practise ACCA at /uk/exam/acca.

UK take-home pay calculator 2026/27

Enter your salary — see net pay after income tax, National Insurance, student loan and salary-sacrifice pension.

2026/27 take-home

£2,393/ month

£28,720 a year · £552 a week · £14.73 / hour (37.5h)

Income tax: £4,486
NI: £1,794
Effective rate: 17.9%

Income tax£4,486
National Insurance£1,794

Estimate for a standard 1257L employee (category A NI). Not a payslip. Rates from GOV.UK. Pension assumed salary sacrifice.

Browse UK jobs that match this salary →

Take-home by salary (England, Wales & NI)

1257L, no student loan, no pension. 2026/27 rates.

Gross	Take-home / year	Monthly	Tax + NI
£25,000	£21,520	£1,793	£3,480
£30,000	£25,120	£2,093	£4,880
£35,000	£28,720	£2,393	£6,280
£40,000	£32,320	£2,693	£7,680
£50,000	£39,520	£3,293	£10,480
£60,000	£45,357	£3,780	£14,643
£75,000	£54,057	£4,505	£20,943
£100,000	£68,557	£5,713	£31,443

Buying a home? UK stamp duty calculator →

FAQs

How much is take-home on a £30,000 salary in 2026/27?: About £25,120 a year (£2,093 a month) in England, Wales or NI with tax code 1257L, no student loan and no pension. Scotland is slightly different.
Does this include Plan 5 student loans?: Yes. Plan 5 repayments started in April 2026 at 9% above £25,000. Pick Plan 5 in the calculator. Postgraduate loans are an extra 6% above £21,000.
Is this official HMRC payroll?: No. It uses published 2026/27 rates for a standard category A employee. Company benefits, tax codes other than 1257L and Scottish Advanced/Top edge cases can differ.
Where can I compare this to UK jobs?: Open /uk/corpjobs for partner listings with salary and location when available, or practise ACCA at /uk/exam/acca.

UK take-home pay calculator 2026/27

Take-home by salary (England, Wales & NI)

FAQs

UK jobs to match this salary