UK take-home pay calculator 2026/27
Enter your salary — see net pay after income tax, National Insurance, student loan and salary-sacrifice pension.
2026/27 take-home
£2,393/ month
£28,720 a year · £552 a week · £14.73 / hour (37.5h)
- Income tax
- £4,486
- NI
- £1,794
- Effective rate
- 17.9%
- Income tax£4,486
- National Insurance£1,794
Estimate for a standard 1257L employee (category A NI). Not a payslip. Rates from GOV.UK. Pension assumed salary sacrifice.
Take-home by salary (England, Wales & NI)
1257L, no student loan, no pension. 2026/27 rates.
| Gross | Take-home / year | Monthly | Tax + NI |
|---|---|---|---|
| £25,000 | £21,520 | £1,793 | £3,480 |
| £30,000 | £25,120 | £2,093 | £4,880 |
| £35,000 | £28,720 | £2,393 | £6,280 |
| £40,000 | £32,320 | £2,693 | £7,680 |
| £50,000 | £39,520 | £3,293 | £10,480 |
| £60,000 | £45,357 | £3,780 | £14,643 |
| £75,000 | £54,057 | £4,505 | £20,943 |
| £100,000 | £68,557 | £5,713 | £31,443 |
Buying a home? UK stamp duty calculator →
FAQs
- How much is take-home on a £30,000 salary in 2026/27?
- About £25,120 a year (£2,093 a month) in England, Wales or NI with tax code 1257L, no student loan and no pension. Scotland is slightly different.
- Does this include Plan 5 student loans?
- Yes. Plan 5 repayments started in April 2026 at 9% above £25,000. Pick Plan 5 in the calculator. Postgraduate loans are an extra 6% above £21,000.
- Is this official HMRC payroll?
- No. It uses published 2026/27 rates for a standard category A employee. Company benefits, tax codes other than 1257L and Scottish Advanced/Top edge cases can differ.
- Where can I compare this to UK jobs?
- Open /uk/corpjobs for partner listings with salary and location when available, or practise ACCA at /uk/exam/acca.