US mortgage payment calculator
See monthly principal and interest. Add tax and insurance if you have the numbers.
Monthly payment
$2,023
- Loan
- $320,000
- Down
- $80,000
- Principal & interest
- $2,023
- Lifetime interest
- $408,142
Standard amortizing loan. Not a lender quote. PMI and HOA are omitted unless you add them in tax/insurance.
30-year, 6.5%, 20% down
| Price | Loan | P&I / month |
|---|---|---|
| $250,000 | $200,000 | $1,264 |
| $350,000 | $280,000 | $1,770 |
| $450,000 | $360,000 | $2,275 |
| $600,000 | $480,000 | $3,034 |
| $800,000 | $640,000 | $4,045 |
FAQs
- What is the monthly payment on a $400,000 home at 6.5%?
- With 20% down ($80,000) on a 30-year loan, principal and interest is about $2,023 a month before tax and insurance.
- Does this include PMI?
- No. Add an estimate in the insurance field if your down payment is under 20%.
- Is this a lender quote?
- No. It is standard amortization. Closing costs and HOA are omitted.